5 Ways to Increase Your Income as a Home Owner

Buying a house is expensive. Like, so expensive. Between down payments, taxes, insurance and more, getting your name on a deed likely costs more than anything else in your life. 

And while it no doubt will continue to be your biggest monthly payment, people are still overpaying just to have their own roof over their heads — sometimes by as much as $3,600 a year. 

Here are 5 ways to get back that money:

1. Stop Making Payments to Your Credit Card Company

If you’re carrying around credit card debt, you know how hopeless it can feel. The interest rates alone can make it feel like you’ll never escape.

Meanwhile, your credit card company could care less. They’re getting rich off those sky-high rates, after all. 

Luckily, The Rate Chopper could help you start to get rid of all that debt — as soon as a few days from now. Here’s how: The Rate Chopper could match you with a lender and a new loan at a lower interest rate you can use to pay off all your credit card balances. Now you’ll just have one bill to focus on, and with the lower rate, you’ll likely be able to pay off your debt that much faster.

If you have a credit score above 600 and you need to borrow up to $50,000, The Rate Chopper can help you find a loan with rates as low as 5.99% APR.* That’s way better than the 20% or more your credit card is charging you. 

It only takes a few minutes to complete the form to get your personalized results —  and checking won’t affect your credit score. Plus, The Rate Chopper keeps your information encrypted and secure. 

And if you’re worried you won’t qualify, it’s free to check and see if you match with a lender. You’ll need to enter your Social Security number when you fill out their form, but The Rate Chopper uses data encryption to help keep your information safe.

It takes just a couple minutes, and it could save you thousands of dollars. Totally worth it.

2. Slash your homeowners or renters insurance by 20%

Did you know that a monitored home security system is your golden ticket to massive savings? 

Brace yourself for the thrill of discounts, with some insurance companies offering a jaw-dropping 20% off your premium when a top-notch security system guards your fortress. 

Insurance companies know that homes without security systems are three times more likely to be burglarized—an event that carries an average price tag of $2,600 before you consider any property damage. They don't want to deal with that extra expense, and neither do you. 

Plus, because home or renters insurance is usually rolled into other things (like your mortgage), most people don't even know how much they're actually spending. Don't let homeowner's insurance sneakily eat your budget. Check your mortgage bill today to see what you're really paying. And then get set up with Vivint home security to protect your home and wallet.

3. Get Paid $225/Month While Watching Movie Previews

We’ve all been there. You sit down at the end of the day to unwind on your phone, and suddenly it’s two hours later and you’re in the weird part of YouTube again. How did I even get here? 

But you don’t need to feel guilty about it anymore. Research companies will actually pay you to go down these video rabbit holes. 

You could add up to $225 a month to your pocket by signing up for a free account with InboxDollars. They’ll present you with short video clips to choose from every day, then ask you a few questions about them.

You just have to answer honestly, and InboxDollars will continue to pay you every month. This might sound too good to be true, but it’s already paid its users more than $60 million.

It takes about one minute to sign up and start getting paid for your nightly zone-out.

4. Earn up to $69/Hour Working From Home

We get it. There are kids to drop off at school, errands to run and dinner to cook, so the idea of getting a full-time job without any flexibility just doesn’t work for a lot of people.

Truth be told, life would be a lot easier if you could just make money without leaving the house. But that’s not something most employers offer. But have you considered bookkeeping? It’s the No. 1 most profitable business, according to an article in Inc Magazine.

And you could earn up to $69 an hour by starting your own bookkeeping business, according to Intuit, the creator of QuickBooks.

You don’t have to be an accountant or good at calculus to be successful at bookkeeping. As long as you’re motivated, a company called Bookkeepers.com will teach you everything you need to know. It’s one of the leading training courses in the field, and it even gives you the first three classes for free.

It’s helped thousands of people launch their own businesses, including Daniel Honan, a military veteran and former painter. He never considered starting his own company, but he signed up for Bookkeepers.com, and now he’s making $50,000 a year.

It only took him three months to get started, taking one class a week. Oh, and he makes his own schedule, earns up to $69 an hour and is able to spend more time with his wife than ever.

If you’re just a little curious, you just have to submit your email address here to take the first free class. If you stick with it, you could be running your own business in just a few months.

5. Ask This Company to Reduce a Big Chunk of Your Credit Card Debt

Not trying to be dramatic, but card debt is like a dark, suffocating abyss that swallows your finances and leaves you feeling trapped and helpless. 

So, what if you could just… get rid of credit card debt that’s weighing you down? 

A company called Freedom Debt Relief could help you do just that. Its negotiators could work directly with your credit card companies to reduce your overall credit card debt.

It’s free to talk with a Freedom Debt Relief debt consultant to determine the best strategy for your situation. You’ll need to show why you’re struggling to make your payments and tell them a little bit about your finances. 

Then, Freedom Debt Relief will work out just how much of your debt they could reduce — they’ve already helped over 850,000 people settle over $15 billion in debt. 

Once enrolled in the program, Freedom Debt Relief will negotiate a settlement with your creditor, and if you approve the offer they come back with, you’ll pay off that reduced balance though a monthly program deposit. It’s free to see just how much of your debt you can get rid of.