Who knew a home could be so needy? It’s always asking for something — repairs, upgrades and maintenance, not to mention taxes, fees and insurance.
Despite your home’s insatiable appetite, there are some savvy little things you can do to ensure both its well-being and your financial security.
You don’t need to sacrifice the quality of care you put into your home. Skipping maintenance now might save a buck, but it can cost you so much more in dollars and safety down the line. Don’t risk it—just look in these six places to find real savings.
1. Slash your homeowners or renters insurance by 20%
Did you know that a monitored home security system is your golden ticket to massive savings?
Brace yourself for the thrill of discounts, with some insurance companies offering a jaw-dropping 20% off your premium when a top-notch security system guards your fortress.
Insurance companies know that homes without security systems are three times more likely to be burglarized—an event that carries an average price tag of $2,600 before you consider any property damage. They don't want to deal with that extra expense, and neither do you.
Plus, because home or renters insurance is usually rolled into other things (like your mortgage), most people don't even know how much they're actually spending. Don't let homeowner's insurance sneakily eat your budget. Check your mortgage bill today to see what you're really paying. And then get set up with Vivint home security to protect your home and wallet.
2. Get Up to $50,000 From This Company
Need a little extra cash to pay off credit card debt, remodel your house or to buy a big purchase?
We found a company willing to help.
Here’s how it works: If your credit score is at least 620, AmOne can help you borrow up to $50,000 (no collateral needed) with fixed rates starting at 5.99% and terms from 6 to 144 months.
AmOne won’t make you stand in line or call a bank. And if you’re worried you won’t qualify, it’s free to check online. It takes just two minutes, and it could save you thousands of dollars.
Totally worth it.
3. Ask This Company to Reduce a Big Chunk of Your Credit Card Debt
Not trying to be dramatic, but card debt is like a dark, suffocating abyss that swallows your finances and leaves you feeling trapped and helpless.
So, what if you could just… get rid of credit card debt that’s weighing you down?
A company called Freedom Debt Relief could help you do just that. Its negotiators could work directly with your credit card companies to reduce your overall credit card debt.
It’s free to talk with a Freedom Debt Relief debt consultant to determine the best strategy for your situation. You’ll need to show why you’re struggling to make your payments and tell them a little bit about your finances.
Then, Freedom Debt Relief will work out just how much of your debt they could reduce — they’ve already helped over 850,000 people settle over $15 billion in debt.
Once enrolled in the program, Freedom Debt Relief will negotiate a settlement with your creditor, and if you approve the offer they come back with, you’ll pay off that reduced balance though a monthly program deposit.It’s free to see just how much of your debt you can get rid of.
4. Get Paid $225/Month While Watching Movie Previews
We’ve all been there. You sit down at the end of the day to unwind on your phone, and suddenly it’s two hours later and you’re in the weird part of YouTube again. How did I even get here?
But you don’t need to feel guilty about it anymore. Research companies will actually pay you to go down these video rabbit holes.
You could add up to $225 a month to your pocket by signing up for a free account with InboxDollars. They’ll present you with short video clips to choose from every day, then ask you a few questions about them.
You just have to answer honestly, and InboxDollars will continue to pay you every month. This might sound too good to be true, but it’s already paid its users more than $60 million.
It takes about one minute to sign up and start getting paid for your nightly zone-out.
5. Let This Account Give You $300 Just for Keeping Your Money There
Here’s the deal: If you’re not banking with a credit union called PSECU, you’re missing out on extra cash. And who doesn’t want extra cash right now?
Yep. PSECU will give you $300 after just a few months of keeping your money there.
They’ll pay you $100 when you sign up, another $100 when you set up direct deposit within 90 days of opening your account, and another $100 when you keep direct deposit active for three months.*
It’s free to open a checking account, and there’s no minimum deposit or fees. Plus they have more than 70,000 surcharge-free ATMs and rebates for non-network ATMs. You’ll also get no-fee overdraft protection if you have a backup source of funds.
Credit unions sometimes have waitlists, but PSECU doesn’t right now. Apply to join PSECU here and start earning your $300 in free cash.
*Offer valid until 12/31/23
6. Earn $300+/Month in Passive Income with Your Extra Space
If you’re like us, your garage probably isn’t doing much of anything at the moment. Maybe you have some tools in there, or maybe it’s home to your boxes of odds and ends, collecting dust.
But with a website called Neighbor, your extra space — whether it’s a spare room, an empty garage or a parking space — could be earning you an extra $300 a month in totally passive income.
Neighbor works by connecting people who need storage space with hosts who have the room to spare. The average host makes about $300 a month, but some people have earned up to $50,000 a year just by letting people park on their property.
It takes less than 10 minutes to get started. Just answer a few questions about your space, take some pictures and set your asking price. Neighbor will recommend a dollar amount based on your location and type of rental, but the final listing is up to you.
Neighbor even gives you up to $1 million in free protection as a host and offers protection plans for your renters, giving you both peace of mind.
Neighbor is an easy source of passive income, and it’s easier than most side hustles. It’s free to list your space, and you’ll only be charged a 4.9% processing fee from the profit you make each month, so there’s no risk to you. Sign up here and see how much you could earn.
