5 Money Hacks Your Neighbors Are Using to Get Ahead

Here’s the thing: A lot of people have already put these money secrets to good use. They’ve found hundreds of dollars in savings, secured their family’s financials and padded their bank accounts.

Now it’s your turn.

Putting all these secrets to use is actually easier than you might think. We’re betting you can knock out at least three or four of these things right now — yes, even from your phone.

Go ahead and join the masses and get in on these money secrets:

1. Stop Making Payments to Your Credit Card Company

If you’re carrying around credit card debt, you know how hopeless it can feel. The interest rates alone can make it feel like you’ll never escape.

Meanwhile, your credit card company could care less. They’re getting rich off those sky-high rates, after all. 

Luckily, The Rate Chopper could help you start to get rid of all that debt — as soon as a few days from now. Here’s how: The Rate Chopper could match you with a lender and a new loan at a lower interest rate you can use to pay off all your credit card balances. Now you’ll just have one bill to focus on, and with the lower rate, you’ll likely be able to pay off your debt that much faster.

If you have a credit score above 600 and you need to borrow up to $50,000, The Rate Chopper can help you find a loan with rates as low as 5.99% APR.* That’s way better than the 20% or more your credit card is charging you. 

It only takes a few minutes to complete the form to get your personalized results —  and checking won’t affect your credit score. Plus, The Rate Chopper keeps your information encrypted and secure. 

And if you’re worried you won’t qualify, it’s free to check and see if you match with a lender. You’ll need to enter your Social Security number when you fill out their form, but The Rate Chopper uses data encryption to help keep your information safe.

It takes just a couple minutes, and it could save you thousands of dollars. Totally worth it.

2. Slash your homeowners or renters insurance by 20%

Did you know that a monitored home security system is your golden ticket to massive savings? 

Brace yourself for the thrill of discounts, with some insurance companies offering a jaw-dropping 20% off your premium when a top-notch security system guards your fortress. 

Insurance companies know that homes without security systems are three times more likely to be burglarized—an event that carries an average price tag of $2,600 before you consider any property damage. They don't want to deal with that extra expense, and neither do you. 

Plus, because home or renters insurance is usually rolled into other things (like your mortgage), most people don't even know how much they're actually spending. Don't let homeowner's insurance sneakily eat your budget. Check your mortgage bill today to see what you're really paying. And then get set up with Vivint home security to protect your home and wallet.

3. Earn $300+/Month in Passive Income with Your Extra Space

If you’re like us, your garage probably isn’t doing much of anything at the moment. Maybe you have some tools in there, or maybe it’s home to your boxes of odds and ends, collecting dust. 

But with a website called Neighbor, your extra space — whether it’s a spare room, an empty garage or a parking space — could be earning you an extra $300 a month in totally passive income. 

Neighbor works by connecting people who need storage space with hosts who have the room to spare. The average host makes about $300 a month, but some people have earned up to $50,000 a year just by letting people park on their property. 

It takes less than 10 minutes to get started. Just answer a few questions about your space, take some pictures and set your asking price. Neighbor will recommend a dollar amount based on your location and type of rental, but the final listing is up to you. 

Neighbor even gives you up to $1 million in free protection as a host and offers protection plans for your renters, giving you both peace of mind. 

Neighbor is an easy source of passive income, and it’s easier than most side hustles. It’s free to list your space, and you’ll only be charged a 4.9% processing fee from the profit you make each month, so there’s no risk to you. Sign up here and see how much you could earn.

4. Get Paid $225/Month While Watching Movie Previews 

We’ve all been there. You sit down at the end of the day to unwind on your phone, and suddenly it’s two hours later and you’re in the weird part of YouTube again. How did I even get here? 

But you don’t need to feel guilty about it anymore. Research companies will actually pay you to go down these video rabbit holes. 

You could add up to $225 a month to your pocket by signing up for a free account with InboxDollars. They’ll present you with short video clips to choose from every day, then ask you a few questions about them.

You just have to answer honestly, and InboxDollars will continue to pay you every month. This might sound too good to be true, but it’s already paid its users more than $60 million.

It takes about one minute to sign up and start getting paid for your nightly zone-out.

5. Earn $300+/Month in Passive Income with Your Extra Space

If you’re like us, your garage probably isn’t doing much of anything at the moment. Maybe you have some tools in there, or maybe it’s home to your boxes of odds and ends, collecting dust. 

But with a website called Neighbor, your extra space — whether it’s a spare room, an empty garage or a parking space — could be earning you an extra $300 a month in totally passive income. 

Neighbor works by connecting people who need storage space with hosts who have the room to spare. The average host makes about $300 a month, but some people have earned up to $50,000 a year just by letting people park on their property. 

It takes less than 10 minutes to get started. Just answer a few questions about your space, take some pictures and set your asking price. Neighbor will recommend a dollar amount based on your location and type of rental, but the final listing is up to you. 

Neighbor even gives you up to $1 million in free protection as a host and offers protection plans for your renters, giving you both peace of mind. 

Neighbor is an easy source of passive income, and it’s easier than most side hustles. It’s free to list your space, and you’ll only be charged a 4.9% processing fee from the profit you make each month, so there’s no risk to you. Sign up here and see how much you could earn.