A telematics device is an instrument that records information about your driving behavior, including how fast you drive, how hard you brake, and the distance you drive. It's installed in your car.
Insurers use telematics devices in special safe driver programs, including Snapshot from Progressive, Drive Safe & Save from State Farm, and SmartRide from Nationwide. Commercial fleet operators also use telematics devices to track vehicles and monitor safe driving behavior.
But you don't have to be a professional truck driver or interested in saving money to benefit from a telematics device. Some offer also information about your vehicle's health and suggest routine maintenance.