What are the differences between landline, broadband, and cellular monitoring?

Landline, broadband, and cellular monitoring are different ways your home security system can be connected to the monitoring center. Landline monitoring uses a home phone line, broadband uses an internet connection, and cellular monitoring uses a cellular uplink.

Can I afford a home security system?

At first glance, a $40 or $50 per month monitoring fee can seem steep, but that adds up to $600 or less per year. That’s still significant, but it’s a lot less than the average loss of a break-in. In 2017, people whose homes were burglarized lost an average of $2,416. We found that most residential security systems cost less than that (usually by at least $1,000) for the whole term of the contract, which is typically 36 months—and that includes standard equipment.

Can I install a home security system if I rent?

Yes. Thanks to wireless technology, it’s now easy to add security to your home—whether you own, rent, or live in a dorm or with roommates. Many of our top home security systems have packages that meet renters’ security needs.

What is the difference between professional monitoring and self-monitoring?

A professionally monitored security system has trained professionals keeping an eye on your home 24/7. Monitoring centers contact you if the alarm is triggered, and they can dispatch emergency services to your home. We recommend professional monitoring because it’s your most direct line to help if something happens. With a self-monitored system, you and other authorized household members are the ones checking in to make sure everything’s okay at home. Depending on the security system you choose, that may or may not include motion detector alerts, outside security camera alerts, and life-saving alerts like notification that your smoke alarm went off.

Does a home security system give me a discount on homeowners insurance?

Yes. Most insurance companies offer a discount when you install a security system. Depending on your insurance, you may qualify for as much as 15% off your premium.² When you’re looking for the best home security system to buy, be sure to verify that you’ll get a certificate to submit to your home insurance company after installation.